MoreLife Complete keeps its 16 k/sec charm but charges a daily fee; MoreLife Hybrid adds postpaid convenience at 22 k/sec and no extra levy. We dissect both—rates, fees, bonuses, migration codes and real‑world cost simulations—plus smart top‑up tips.
When the Nigerian Communications Commission approved a 50 % industry‑wide tariff increase on 20 January 2025 —fully implemented by 31 March—every subscriber felt the pinch. Average prepaid calls now hover around ₦13–₦16 per minute .
9mobile responded by keeping its evergreen MoreLife Complete flat‑rate plan but nudging its daily access fee in line with inflation, and—quietly—launching MoreLife Complete Hybrid, a dual‑wallet offer that blends prepaid control with postpaid convenience.
Choosing wrong could add thousands of naira to your monthly spend. This guide unpacks both plans—updated for 2025—so you can decide in minutes.
Tariff Update 2025: Why Your Old Maths No Longer Works
- New voice floor price: ₦9.60 /min; ceiling: ₦75 /min.
- SMS: Floor moved from ₦4 to ₦6.
- Operator costs: Diesel, forex and fibre vandalism pushed OPEX up ~48 %.
- Consumer impact: Default 9mobile prepaid rate now 42 k/sec (VAT incl.).
Result? Every second you stay on the default plan burns money. Time to migrate—or upgrade.
Meet The Contenders
1. MoreLife Complete – The Flat‑Rate Veteran
|
Element |
Details (May 2025) |
|
Voice Rate |
16 k/sec to all Nigerian networks |
|
Daily Access Fee |
₦7.50 (VAT excl.) charged on first call |
|
SMS |
₦6 domestic, ₦25 intl |
|
Data |
PAYG 0.05 kB (≈ ₦51/MB) |
|
Migration Code |
|
|
Validity |
Unlimited while active |
|
Evolution |
Access fee rose from ₦5 → ₦7.50 post‑hike |
2. MoreLife Complete Hybrid – The New Dual‑Wallet Star
|
Element |
Details (May 2025) |
|
Voice Rate |
22 k/sec nationwide (VAT excl.) |
|
Access Fee |
None |
|
Wallets |
(a) Prepaid balance (b) Monthly credit limit (₦5k‑₦100k) |
|
SMS |
₦6 domestic, ₦25 intl |
|
Data |
PAYG 0.05 kB |
|
Migration |
In‑store signup → line provision in 30 min |
|
Switch Wallet |
|
|
Evolution |
New product, replaced legacy MoreLife Postpaid in March 2025 |
Side‑By‑Side Feature Matrix
|
Feature |
MoreLife Complete |
MoreLife Hybrid |
|
Per‑Second Cost |
16 k |
22 k |
|
Daily/Monthly Fee |
₦7.50 per day |
None |
|
Billing Style |
Pure prepaid |
Prepaid + postpaid |
|
Credit Buffer |
None |
Up to 90‑day credit window |
|
International Calls |
Standard rates |
Same, but can be billed to credit |
|
Bonus/Promo |
None |
Eligible for corporate discounts |
|
KYC Needed |
No |
Yes (valid ID) |
|
Ideal For |
Daily short callers |
Professionals, execs, freelancers |
Real‑World Cost Scenarios
Scenario A — Light Caller (10 min/day, 5 days/week)
|
Metric |
MoreLife Complete |
MoreLife Hybrid |
|
Monthly Minutes |
200 |
200 |
|
Call Cost |
200 min × ₦9.60 = ₦1,920 |
200 min × ₦13.20 = ₦2,640 |
|
Access Fee |
22 days × ₦8.06 = ₦177 |
0 |
|
Total |
₦2,097 |
₦2,640 |
Winner: MoreLife Complete (≈ 26 % cheaper).
Scenario B — Moderate Caller (40 min/day, 6 days/week)
|
MoreLife Complete |
MoreLife Hybrid |
|
|
Monthly Minutes |
960 |
960 |
|
Call Cost |
₦9,216 |
₦12,672 |
|
Access Fee |
26 days × ₦8.06 = ₦210 |
0 |
|
Total |
₦9,426 |
₦12,672 |
Winner: MoreLife Complete (saves ₦3,246).
Scenario C — Corporate Sales Exec (2 hr/day, 6 days/week)
|
MoreLife Complete |
MoreLife Hybrid |
|
|
Monthly Minutes |
2,880 |
2,880 |
|
Call Cost |
₦27,648 |
₦37, 𝐞rror? Actually 2,880 min × 60 = 172,800 sec. × 0.22₦ = ₦38,016 (22 k/sec) |
|
Access Fee |
26 days × ₦8.06 = ₦210 |
0 |
|
Total |
₦27,858 |
₦38,016 |
Still cheaper: MoreLife Complete—but note the cash‑flow perk of Hybrid (credit line) could matter to commission‑based staff.
Pros & Cons At A Glance
|
MoreLife Complete |
MoreLife Hybrid |
|
|
Pros |
Lowest per‑second rate nationwide; easy migration; no KYC |
No access fee; credit limit cushions end‑of‑month cash crunch; seamless wallet switch |
|
Cons |
Daily fee even on no‑call days; VAT eats small balances |
Higher per‑second cost; requires store visit & documentation |
|
Hidden Gotcha |
Miss a day’s call and still pay if you dial accidentally |
Late payment on credit wallet incurs 1 % fee/month |
Migration & Management Codes
|
Task |
MoreLife Complete |
MoreLife Hybrid |
|
Activate |
|
Visit 9mobile store |
|
Check Balance |
|
|
|
Switch Wallet |
N/A |
|
|
Opt‑Out |
|
|
How To Buy Airtime Or Pay Credit With SmartSMSSolutions
Whether you top up the prepaid wallet on either plan—or settle your Hybrid invoice—SmartSMSSolutions trims friction:
- Go to https://xmx1.net/buyairtime .
- Select 9mobile; enter number.
- Choose amount or invoice reference (Hybrid).
- Pay via card, bank transfer or wallet—no service fees.
- Airtime/credit appears in ≤ 30 seconds.
Lock in bulk credit before further exchange‑rate swings.
Evolution Timeline & Plan Replacement
|
Date |
Event |
Result |
|
2019 |
Original MoreLife launched at 11 k/sec + ₦5 fee |
Aggressive promo |
|
Oct 2024 |
Access fee hiked to ₦7.50 |
Inflation adjustment |
|
Mar 2025 |
MoreLife Postpaid retired; Hybrid launched |
Dual‑wallet introduced |
|
Mar 31 2025 |
NCC 50 % tariff hike fully enforced |
16 k/sec still below new floor due to promo allowance |
Frequently Asked Questions
Q1. Does MoreLife Complete’s access fee apply if I only receive calls?
No—you’re charged only after you place the first outbound call of the day. Pure incoming days cost nothing.
Q2. Can I downgrade from Hybrid back to Complete via USSD?
Not directly. First migrate to any default prepaid plan ( *344*0# ), then dial *620*1# .
Q3. Is VAT included in the 16 k/sec rate?
The headline 16 k/sec is exclusive of 7.5 % VAT. Effective is 17.2 k/sec.
Q4. What happens if I exceed my Hybrid credit limit?
Your line becomes receive‑only until you pay down the balance or top up your prepaid wallet.
Q5. Can Hybrid users still buy regular data bundles?
Yes—use either wallet. Data codes and prices remain identical to prepaid.
Conclusion
For pure cost savings, MoreLife Complete still reigns —even after the tariff hike—so long as you place at least 18 seconds of calls daily (to offset the access fee).
MoreLife Hybrid, however, shines for professionals who:
- Need a credit buffer to bridge cash‑flow gaps,
- Prefer one consolidated invoice over multiple recharges,
- Hate access fees and penny deductions.
Match your usage pattern to the right plan, top up through SmartSMSSolutions to dodge USSD congestion, and revisit your choice every quarter—the NCC already hints at another review if inflation keeps climbing. Smart dialing is no longer optional; it’s your best hedge against Nigeria’s volatile telecom costs.