“I Want to Buy Bulk SMS Units But It's Asking For OTP”

  16 June 2015

OTP is an acronym which stands for ‘One Time Password’. You are usually required to provide this when you are making online transactions, online payments for bulk SMS units on SmartSMSSolutions inclusive.


What banks use the OTP for is to provide an additional security for your bank account in terms of use for online transactions. What that implies is that if by chance someone has an access to some of your bank account details, they wouldn’t be able to use your account for any online transaction without the OTP.

When you are making payment for your bulk SMS account using QuickTeller, the OTP requested can be generated through the following major means:

The bank account number security token: After registering an account for online transactions, many banks provide a time-synchronized device which generates OTP for online transactions. Found on this device are digits which changes occasionally each them you request for the password. The numbers that appears on this device as at the time of making the transaction can be used as a One Time Password.

Text message to your phone number: Some banks usually send the One Time Password to the phone number you registered with your bank account at that point of transaction, provided your account is registered for making online transactions.

Banks in some countries uses other means in addition to the ones mentioned above to send OTPs to their customers for online transactions. In Nigeria though, the means mentioned here are the major ones used by indigenous banks.

It should be noted though that this One Time Password usually has a validity period for a particular online transaction. When using the token, the device usually trips off when the password expires. And if it’s sent to the phone number, the validity period usually ranges from 5-10 minutes, the time varying for different banks.

If the token expires before you are able to use it for your transaction, you can just generate another with the device, and if you get your passwords on the phone as a text message, simply cancel the current transaction and try it again.

Make good use of SmartSMSSolutions instant crediting system by registering a bulk sms account if you've not done so, and making your payment with ease using the quickteller website.

Use the comment box below to share with us the questions you have concerning the One Time Password for online transactions.


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